At Fogler, Rubinoff, we believe that making a difference begins with trust. Experience and sound judgment earn it. Client relationships are built on it. Results keep it.

Creditor's and Debtor's Rights


Whether representing the creditor or the debtor, the situation is often urgent and requires timely action. The creditor may need to take immediate enforcement steps against the debtor to collect an outstanding debt whereas the debtor may have to counter those steps by quick action. We have acted on both sides of such conflicts. In particular, we regularly represent the following:

  • banks, other financial institutions, and other creditors enforcing their security under the Bank Act, BIA, PPSA and Mortgages Act and pursuant to the terms of debt instruments granted by the debtor.
  • private receivers and court-appointed receivers in receivership proceedings
  • debtors seeking protection or restructuring under the BIA proposal provisions or CCAA

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